9 month 0% balance transfer credit cards

The very nature of a credit card means that debt could build up, but if used properly they can provide financial flexibility and a range of benefits. However, if you owe money to your current credit card company you may not realise how much money you could save by transfering your balance to a new card. We've included some of the best credit card companies offering 0% interest free on balance transfers in our table below.

Credit card companies usually offer 2 different types of balance transfer.

• You'll find 0% deals for periods from 6 months to 9 months and in order to get the best from these types of credit cards, it's important that you transfer your balance before the end of the 0% free period. There aren't many cards that offer a 9 month 0% balance transfer and although you get an additional 3 months on top of the standard 6 you'll probably find the standard variable rate of interest on your purchases is slightly higher.
  
  
• The alternative is 4% to 6% on balance transfers for the life of the card. Compared to the standard interest rate, you'll still be saving money, but it's worth noting that any purchases you make would still be charged at the advertised standard variable rate.

To help you keep up-to-date with all the latest offers we constanly update this information, so to ensure you don't get caught out with increased charges, bookmark this page.

		Card		Balance Transfer Period		SVR
		Virgin 0%		0% 16 months		16.9%		Apply here
		MBNA		0% Jan 2010		15.9%		Apply here
		Lloyds TSB Platinum		0% 14 months		15.9%		Apply here
		Capital One FixedRate Card		8.5% Aug 2012		8.5%		Apply here
		Capital One Low Rate Card		5.5% Jan 2011		15.9%		Apply here
		Capital One Low Rate with no BT fee		6.5% Jan 2011		15.9%		Apply here
		Capital One Platinum						Apply here
		Halifax Credit Cards		0% 10 months		15.9%		Apply here
		Egg Visa		0% Feb 2010		16.9%		Apply here
		RBS		0% 13 months		12.9%		Apply here

Not sure what the best card for you is? - See our credit card guide