Bad credit can affect anyone and is nothing to be ashamed of. The current climate is particularly trying and as a result more and more people are finding it difficult to meet their financial commitments.
If you've had money troubles in the past and your credit history has acquired a few negative entries you may be having difficulties finding lenders who are willing to extend you credit again. But lenders these days also recognise that bad credit credit cards are a good way of helping you get back on your feet. By extending limited credit at a higher interest rate you have the opportunity to rebuild you credit history by making regular monthly payments and in turn allowing you to apply for a regular card again in a few months time. Of course, if you pay off your bad credit card each month you won't incur any interest at the higher rate.
| Card | Balance Transfer Period | SVR | |||||||
![]() | 34.9% per annum | 34.9% | Apply Online | ||||||
![]() | 39.9% | 39.9% | Apply Online | ||||||
![]() | 29.9% | 29.9% | Apply Online | ||||||