There are lots of credit card companies offering cashback deals but how can you get the best from a cash back deal? If you're the type of person who always pays the balance in full every month then you stand to gain most from one of these cashback credit deals.
The benefits are clear. By making your purchases on a cashback credit card, everything is effectively discounted and at the end of the year you will receive a cash sum. Why bother using a debit card or cash when you could could be building your cashback by using a creditcard.
An additional bonus to making purchases on a credit card as opposed to a debit card is purchase protection under Section 75 of the consumer protection act. If you are spending over £100 the credit card company is equally responsible if things go wrong.
Below are what we believe are some of the best cashback credit card deals.
| Card | CB & R | SVR | |||||||
![]() | Up to 2% | 14.9% | Apply here | ||||||
![]() | Nectar Points | 12.9% | Apply here | ||||||
![]() | 1% against a new Vauxhall | 14.9% | Apply here | ||||||
![]() | 0.5% | 14.9% | Apply here |
| CB & R = Cashback & rewards| SVR = Standard variable rate |