Credit Card Guide and Comparison

The most common types of credit cards

Balance Transfer Credit Cards

If you owe money to your current card save money by transfering your balance to a new card

Cashback Credit Cards

If you always pay your balance in full every month you stand to gain most from cashback credit cards

Low Interest Credit Cards

A permanent low interest rate will help to keep your monthly payments low on larger purchases

Bad Credit Credit Cards

Use a bad credit credit card to find credit and also repair a poor credit history

Before deciding which credit card to apply for, our guide will help you understand which cards are suited to you, the different types of credit cards available, the best deals and how to apply for them.

Find the right credit card to suit you

How will YOU use and pay your credit card balance each month?
Are you the type of person who:

Credit cards are a useful way of managing your finances and despite some bad press can provide financial flexibility and a range of benefits if used properly. With the mass of incoherent information out there it's hardly surprising that people end up applying for a credit card which doesn't suit them, paying more than they need for using the card.

Editor's pick of the week

Card	Balance Transfer Period	Purchase Rate	SVR
Virgin 0%	0% 16 months	0% 6 months	16.9%	Apply here

BTIR = Balance transfer interest rate | PIT = Purchase interest rate | SVR = Standard variable rate

This week's hot topic

Platinum credit cards have always carried a special cachet among people who use credit cards. They're often seen as the ultimate proof of credit goodness, and those who carry platinum credit cards think of themselves as members of an elite club. Compare platinum credit card offers and apply online for a quick decision...read the full story