Current Bank Accounts
A UK current account is a bank account that allows individuals to deposit funds for day-to-day needs. More often than not your salary is paid directly into the account and it provides the facility to pay standing orders and direct debits. The account holder will be given a cheque book and debit / guarantee card giving them access to their funds at all times. Banks and building societies offer current account banking facilities and now days these range from the traditional high street bank with a branch that you can visit to online operations with no branches at all. It really depends on how you prefer to bank but nearly every bank will offer you online access to you account and your money 24 hours a days.
The table below compares some of the most popular offers available and interest rates at the moment with the facility to get more information about the individual account options.
Compare UK current bank accounts
| Company | Account Name | Features | Gross Rate | ||||||
| Premier Current | £25 cashback | 4.05% | Apply here | ||||||
| Current | £500 free overdraft | 0.1% | Apply here | ||||||
| Current | Strict Ethical Policy | 3.00% | Apply here | ||||||
| Current | Overdraft buffer | 3.69% | Apply here | ||||||
| Current | £50 Welcome Gift | 3.93% | Apply here | ||||||
| Current | £50 with bank switch | 1.98% | Apply here | ||||||