Egg Visa Credit Card
The Egg Credit Card is from Egg.com AKA Prudential Plc and was one of the first complete online financial products. A credit card aimed at the internet generation, it has a modern image and is truly a brand leader. The first UK credit card to offer 0% on purchases and balance transfers, it has the edge over its competitors. The great deal from Egg Card offers 0.5% cash back on purchases made with Lastminute.com and up to 10% off with a whole range of other online retailers. Egg also offers 0% on balance transfers and purchases, travel accident insurance, discounts off Egg insurances and a low cash advance rate.
| Well suited to you if you: |
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ALWAYS clears the full balance every month |
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RARELY OR NEVER clears the full balance every month | |
- 0% on balance transfers until 1st April 2008 - Standard variable rate applies following the initial period.
- 15.3% per annum on cash advances.
- Internet only 'paperless' card. (£2 charge for postal statement)
- Payment is by direct debit, with the flexibility to pay whatever amount you like each month. There is a £2 charge to make payment any other way
- 5% cash back on all purchases made with Lastminute.com and up to 10% with a range of other online retailers.
- Internet shopping guarantee
- Disputes department where Egg will act for you if you're unhappy with an
internet purchase (eg. it never arrives or is damaged)
- Up to 45 days interest free period on all purchases as long as your balance is paid in full at the end of the month
- No annual fee
- Free second card holder
- Minimum monthly payment of 2% or £5, whichever is greater
- You can transfer balances from loans, overdrafts and other credit cards
- Free travel accident insurance
- 10% discount on other Egg insurance products
- Manage your account online or on Egg TV available through sky digital
- Repayment protection policy available
- Balance transfer anniversary - Get another 0% on balance transfers up to 5 months on transfers made in April 2009 and April 2010