Football Credit Cards For Supporting Your Club

Imagine doing your bit to support your favorite club without having to pay out a single extra pence from your pocket. That's the reasoning behind a charity credit card. Every time you swipe your charity credit card at a merchant's shop, your football club gets a percentage of your purchase. That's AFTER they get the one-off contribution from the credit card company when you apply. If you've been spotting folk flashing Celtic green, Arsenal red or Chelsea blue when they swipe at the till, here's what they're getting just for being fans.

When you apply for an affinity or charity credit card, the credit card company makes a one-off contribution to the affiliated charity - in this case, your favorite football club. After that, every time you make a purchase using that credit card, the card company will contribute a percentage of your purchase to the charity. The percentage is small - usually less than 1% - but it does add up over the course of time. The real trick is that it costs you nothing extra to send a few quid their way.

So what's the catch? The catch is that you usually don't get any special perks or rewards for using a charity card - unless you count the good feeling that comes from knowing your choice helps support something you care about. There are some exceptions, though. Right now, MBNA has several football club cards on offer that are very attractive to even the most cynical finance expert. They feature 0% interest on balance transfers for 12 full months, 0% interest on new purchases for three months, a typical rate of 15.9% - plus 1 reward point for every £1 you spend. That's one of the richest reward schemes out there.

In fact, that offer makes the various football club affinity credit cards among the best credit card UK deals currently on offer. To sweeten the pot, the MBNA football club credit cards have a 56 day interest free period after purchases - that means that you have 56 days after a purchase to pay it off in full and incur no interest.

So here's the bottom line - if you apply for an MBNA charity credit card tied to Chelsea, Liverpool, Manchester United, Celtic, Arsenal, Tottenham Hotspurs, Newcastle or the Rangers, your favorite club gets a one-off contribution just for your application. When you use your credit card at the till for everyday purchases, they get a royalty fee for every pence you spend - which they then put back into the club to develop the best talent and make your favorite football club even better. Most specify that the contributions go directly into their Youth Academy, where they're training the stars of tomorrow. So - when you use your charity credit card to buy your petrol, food and other everyday items, you're helping your club improve - and earning 1 full reward point for every £1 you spend. Those reward points can be spent like any other reward points - but many of the clubs have put up special rewards just for their fans.

Remember, the trick is to pay your card off in full each month. If you set it up to pay via direct debit, you never have to worry about a late or missed payment, and won't have to pay a penny of interest - and you'll be doing some good for your favorite teams.

For more complete details on the charity credit card UK deals available through the MBNA Football Club cards, visit moneyeverything.com, which has a full listing of the current offers. Show your colors at the till - you win and so does your club.