Has difficult circumstances or poor credit history
It can be very frustrating if you're self employed, have moved house often, have no credit history of have County Court Judgements against you and you may find it difficult to get a credit card. There are credit cards available and the rates will be assessed based on your personal circumstances and may differ from the advertised rate. The biggest advantage is that if you use the credit card correctly it can work to rebuild your credit rating allowing you to improve you deal with other card issuers.
