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Halifax Credit Card

Has difficult circumstances or poor credit history


It can be very frustrating if you're self employed, have moved house often, have no credit history of have County Court Judgements against you and you may find it difficult to get a credit card. There are credit cards available and the rates will be assessed based on your personal circumstances and may differ from the advertised rate. The biggest advantage is that if you use the credit card correctly it can work to rebuild your credit rating allowing you to improve you deal with other card issuers.

CardPurchase RateBalance Transfer PeriodSVR
34.9% per annum34.9% per annum34.9%Apply here
N/A39.9%Apply here
29.9%29.9%Apply here
      
PIR = Interest rate for purchaces | BTIR = Balance transfer interest rate | SVR = Standard variable rate