Virgin credit card
Virgin Money has two types of credit card on offer . This one has an amazing 0% on balance transfers for 13 months (a 2.98% handling fee applies) which means it is one of the most competitive 0% credit cards on the UK market. The 0% card also offers 0% on credit card cheques for 12 months for the same period as the balance transfer offer, which makes it unique. Travel and accident insurance, reward points that can be redeemed at the Virgin online members shop and a great cash advance rate of just 18.3% per annum are also part of the deal.
| Well suited to you if you: |
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ALWAYS clears the full balance every month |
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RARELY OR NEVER clears the full balance every month | |
- 0% on balance transfers for 13 months (a 2.98% handling fee applies) rising to 18.3% per annum following the initial period.
- Reward points - one point for every pound spent to be redeemed at the Virgin online members shop.
- Cash advance at a rate of 18.3%
- Credit card cheque book
- Credit card cheques - 0% for first 12 months then 14.8 - 16.3%
- Up to 59 days interest free
- Up to £100,000 travel accident insurance for yourself and your family
- No annual fee and online fraud protection
- Manage account online
- Free additional cardholder
- 24 hour customer service telephone line - 365 days a year
- Credit limit can be up to £50,000
- 2.75% foreign usage fee
- Choice of 5 different funky card designs
- Payment holidays/reduced monthly payment offers at Virgin's discretion
