Virgin Flat Rate Credit Card
The Virgin flat rate credit card offers a flat rate which gives peace of mind if you forget to pay off all or part of your balance one month. All the usual Virgin features make up part of this package with travel accident insurance, reward points to be redeemed at the Virgin Online members shop and a great cash advance rate of just 13.2% APR included.
| Well suited to you if you: |
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Have an EXISTING BALANCE which you want to clear | |
- 13.2% APR variable on balance transfers
- Reward points - one point for every pound spent to be redeemable at the Virgin online members shop.
- Cash advance rate of 13.2% per annum
- Credit card cheque book (2% handling fee up to a maximum of £35)
- Up to 59 days interest free
- Up to £100,000 travel accident insurance for yourself and your children
- No annual fee and free additional cardholder
- Online fraud protection
- Manage account online
- 24 hour customer service telephone line - 365 days a year
- Credit limit can be up to £50,000
- 2.75% foreign usage fee
- £25 standard charge for bounced payments, exceeding credit limit or paying late
- Choice of 5 different funky card designs
- Payment holidays/reduced monthly payment offers at Virgin's discretion
